When you make a purchase using your debit card, you’re often given the choice between “debit” or “credit.” What’s the difference between the two? When you select “debit” on the card reader and enter your PIN (Personal Identification Number), an online transaction begins. The money is...
7 Ways to Protect Your Credit Score Your credit score is a three-digit number that creditors use to assess how likely you are to repay your loans. A high score can help you qualify for the lowest interest rates and gives you the ability to borrow...
Wise parents know that you’re teaching your kids even when you’re not teaching your kids. For example, you don’t begin to teach your daughter to drive the day she receives her temporary driving permit. She’s been learning how to drive, watching you, every time she...
If you’re revved up to hit the malls the day after Thanksgiving, don’t walk out the door until you take a few minutes to plan a safe shopping trip—for you and your wallet. Make a list and check it twice. Plan to stay within...
Most of us assume we'll retire at some point. Some couples plan to retire together, but other times it makes more sense to stagger retirement dates. Having one spouse work longer often can help maximize retirement income or preserve health...
Few of us can imagine going a day without using our cellphones. For many people, it’s become their preferred method of communicating and doing business. Scammers take advantage of our reliance on cellphones and use them to trick us into giving them our personal information....
Be the cool Santa this holiday season with a 918 Loan from Western Sun FCU. Borrow up to $2,500 at a low 9.18%APR for a term of 11 months. Use the cash for your holiday purchases and with a 9.18%APR, you won’t stress your budget. Remember...
Help us honor those who have served and to support those still serving our country by bringing a photo of your Veteran for us to display in our branch. This Veterans’ Day Western Sun Federal Credit Union will be participating in the Welcome Home 5K...
As the leaves begin to change color, it's time to start thinking about your year-end money strategy. The fall and winter holidays are closer than you think. Use the following strategies to make the rest of the year count. Clean out your closet. You...
Avoid being a “Check Washing” Victim Check washing is becoming a very popular way for thieves to steal from your checking account. Check washing is a process where thieves use chemicals to remove the ink of a check, leaving behind only the paper. They then rewrite...
