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Online & Mobile Banking

When it comes to your money, you should have access whenever you need it. We make it easy with free online and mobile banking and all the convenient features you expect!

Online Banking

With online banking, you can access your accounts 24/7 and, in many cases, save yourself a trip to a branch! Use online banking to:

  • Check account balances, history and transactions
  • Transfer funds between accounts
  • Apply for a loan or new account
  • Check loan balances
  • View interest/dividend information
  • Re-order checks
  • Stop payments on checks
  • Pay bills
  • View e-Statements
  • Set up Account to Account Transfers between accounts at other financial institutions

Enrolling in online banking is EASY and FREE! Click the button below to get started, or visit our FAQs page to view more details and eligibility requirements.

Mobile App

Mobile banking allows you to access the functions of online banking on-the-go with your smartphone! It also has the added benefit of Mobile Deposit Capture. To get started, download the free mobile app:

download on the app store  Get it on google play

Mobile Deposit Capture

Mobile Deposit Capture allows you to deposit checks remotely, without having to visit a branch or service center. Once you have been a WSFCU member for at least 3 months, you are eligible to use this feature.

Mobile Deposit Steps:

  1. Download the Western Sun mobile app on the Apple Store or Google Play.
  2. Log in with your credentials, or enroll if you are a first-time user.
  3. Go to “Mobile Deposit Capture” in the app.
  4. Endorse the check with your signature and write “Mobile Deposit to Western Sun FCU” under your signature. Item must be properly endorsed to use mobile deposit.
  5. Select the checking or savings account you want to deposit to, and enter the amount of the check.
  6. Follow the prompts to capture images of the front and back of the check. Remember to place the check in a well-lit area and include the entire check in the photos.
  7. Hang on to the check for at least 45 days in case there are any questions or issues.

Deposits received before 4:00 PM on a normal business day will be credited within two business days (business days exclude weekends and holidays).* To learn more, read the policy and FAQ’s documents below!

*Funds Availability Policy: Our general policy is to allow you to withdraw funds deposited in your account on the first business day after the day we receive your deposit. Funds from electronic direct deposits will be available on the day we receive the deposit. In some cases, we may delay your ability to withdraw funds beyond the first business day. Then the funds will generally be available by the fifth business day after the day of deposit.

Bill Pay

Our free Bill Pay service makes it easy to pay your bills! You can set up payments for reoccurring bills or even pay back a friend for dinner. It’s fast, easy and you will never have to buy a stamp for bills again! To get started, just click “Bill Pay” on your online banking menu or mobile app and follow the prompts to set up your first payment.

Apple Pay

Enjoy all the benefits of your Western Sun Federal Credit Union debit or credit card with Apple Pay. Using Apple Pay is simple and it works with your iPhone and other compatible Apple devices. Your card information is secure because it isn’t stored on your device or shared when you pay. Paying at stores, apps, and on the web has never been easier, safer, or more private.


Beginning July 17, 2023, our new SecureAlerts can let you know the moment something important happens in your account. Messages you choose to receive are sent via text, email, or by push notifications on your smartphone with our mobile banking app. Choose from dozens of account activity alerts such as: a purchase using your debit card was just processed, an ATM withdrawal is made, or a check has cleared your account in an amount that exceeds the dollar amount you set. This service is FREE but message and data rates may apply from your mobile service provider. Sign up for alerts when you login to online banking and select “alerts” from the menu on the left side of the page.


Enrolling in e-statements is an easy way to help the environment, protect your identity, and eliminate the chance of your paper statements getting stolen or lost in the mail!

When you enroll in e-statements, your statements will automatically appear under your online banking. You will also receive an email each time a new statement is ready to view. Checking accounts receive monthly statements and savings accounts receive quarterly statements.

Enroll today by clicking the button below! You will need your name, account number, address, phone number, and a valid email address to enroll.

We Want YOU!

Western Sun Federal Credit Union is a Community Charter credit union allowing individuals, and their families, who live, work, worship, volunteer or attend school in Creek, Okmulgee, Osage, Pawnee, Rogers, Tulsa, and Wagoner counties to take advantage of all of our products and services. We welcome you and your family to open an account at Western Sun.