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Mortgage & Home Equity

Western Sun Federal Credit Union offers a variety of financing options to help you acquire the home of your dreams. Whether you want to buy a new or second home or tackle a home improvement project, we are here to help you fulfill your dreams with a mortgage loan or home equity loan.

Home Mortgage

We have something for everyone, whether you’re a first time homebuyer or a current homeowner looking to upgrade. Types of loans include:

  • Conventional Mortgage Loans – terms from 10-30 years
  • Refinance of Purchase Money
  • Adjustable Rate Mortgages
  • VA Loans
  • FHA Loans

You can count on us to:

  • Assist you in selecting the best loan to meet your financial situation and goals.
  • Keep you informed of your loan status throughout the entire process.
  • Keep your real estate agent informed of our loan progress.

To view rates and apply, visit our Mortgage Center here.

If you have questions about the Mortgage process or would like to meet with one of our friendly Real Estate professionals, give us a call today at (918)362-1402.

Property Insurance is required.

NMLS# 218424

Visit Our Mortgage Center

Our mortgage center is the place to go for all things real estate! You can:

  • Compare mortgage loan options
  • View rates
  • Apply for a mortgage or get pre-approved
  • Enjoy free mortgage calculators and educational content

Home Equity Loan

A Home Equity Loan allows you to leverage the equity in your home (the appraised value of your home, minus what you still owe) for your benefit.

You can use a Home Equity Loan to pay for just about anything, from home repairs to higher education. A Home Equity Line of Credit (HELOC) is ideal for a series of purchases, while a Fixed Home Equity Loan (HELOAN) is ideal for one large purchase or expense.

Regardless of whether you choose a HELOC or HELOAN, you can expect:

  • Friendly, professional service.
  • No annual fees.
  • Interest may be tax deductible (ask your tax advisor for details).

To apply for a home equity loan or line of credit, please contact our Real Estate Department at (918)362-1402 or in person at our Broken Arrow branch.

Home Equity Line of Credit (HELOC)

A Home Equity Line of Credit is ideal for a series of purchases over time, such as home improvements or household expenses. Once approved, you can access as much of the money to make the purchases you need, up to your approved amount. What to expect:

  • Both Fixed Rate and Variable HELOCS
  • Terms of 7 and 15 years
  • Up to 85% loan to value
  • We may be able to use the tax assessed value and avoid an appraisal
  • Property insurance is required

To apply for a home equity loan or line of credit, please contact our Real Estate Department at (918)362-1402 or in person at our Broken Arrow branch.

Fixed Home Equity Loan

A Fixed Home Equity Loan is ideal for one large purchase or expense, such as a home remodel or debt consolidation. What to expect:

  • Low fixed rates
  • Terms from 5 to 15 years
  • Up to 85% loan to value
  • Property insurance is required

To apply for a home equity loan or line of credit, please contact our Real Estate Department at (918)362-1402 or in person at our Broken Arrow branch.

Apply for a Mortgage Loan Today!

Thank you for choosing Western Sun Federal Credit Union for your financial needs. Click the button below to visit our Mortgage Center and begin the application process.