Deposit Rates

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Deposit Rates

Saving Accounts1 Dividend Rate APY*
$50 - $4,999 .20% .20%
$5,000 - $9,999 .25% .25%
$10,000 - $39,999 .35% .35%
$40,000 and up .40% .40%
Christmas Club Savings Account .40% .40%

Open a new Saving account NOW. Saving accounts are restricted in monthly transactions by Reg D. Please see information below.

Checking Account2 Dividend Rate APY*
Checking Account .20% .20%

 Open a new Checking account NOW.

Money Market 3
Dividend Rate APY*
$50 - $1,999.99 .40% .40%
$2,000 - $19,999.99 .50% .50%
$20,000 - $49,999.99 .65% .65%
$50,000 and above 1.00% 1.00%

 Open a new Money Market account NOW. Money Market accounts are restricted in monthly transactions by Reg D. Please see below.

Certificates & IRAs4
Effective 9/13/18

Dividend Rate APY*
6 month Certificate
($1,000 minimum)
1.49% 1.50%
12 month Certificate & IRA
($1,000 minimum)
2.04% 2.06%
18 month Certificate
($1,000 minimum)
2.28% 2.30%
24 month Certificate & IRA
($1,000 minimum)
2.28% 2.30%
26 month PROMO Certificate
($1,000 minimum)
2.57% 2.60%
36 month Certificate & IRA
($1,000 minimum)
2.37% 2.40%
48 month Certificate & IRA
($1,000 minimum)
2.96% 3.00%
6 month Jumbo Certificate
($95,000 minimum)
1.54% 1.55%
12 month Jumbo Certificate & IRA
($95,000 minimum)
2.09% 2.11%
18 month Jumbo Certificate
($95,000 minimum)
2.33% 2.35%
24 month Jumbo Certificate & IRA
($95,000 minimum)
2.33% 2.35%
36 month Jumbo Certificate & IRA
($95,000 minimum)
 2.42% 2.45%
48 month Jumbo Certificate & IRA
($95,000 minimum)
 3.01%  3.05%

Open a new Certificate NOW.


*APY = Annual Percentage Yield. Rates subject to change weekly.

1 Share (Savings) rates declared by board on 8/23/18 for August payable 8/31/18. Savings account dividends are paid monthly on a daily ending balance of at least $50.

2 Share Draft (Checking) rates declared by board on 8/23/18 for August payable 8/31/18. Checking Account dividends are paid monthly on a minimum $500 daily ending balance. Fresh Start Checking Account does not receive dividends. Fees incurred on a Money Market or Checking account may reduce the earnings on the account. Fees incurred on a Checking account may reduce the earnings on the account. 

3 Money Market Account rates declared by board on 8/23/18 for August payable 8/31/18. Fees incurred on a Money Market account may reduce the earnings on the account. Money Market dividends are paid at the end of the month on your daily ending balance according to our balance tier. Money Market Rate may be changed monthly.

4 All early withdrawals may result in up to a 90 days loss of dividends. Rates subject to change weekly. Fees may reduce the earnings if an early withdrawal is made.

Regulation D (Reg D) is a federal law that limits the number of transfers and withdrawals that can be made from an interest bearing account (Savings, Money Market) to a Checking Account or to a third party. Reg D imposes a limit of six transfers or withdrawals, or a combination of such transfers and withdrawals, to another account at the same credit union or to a third party during a calendar month or statement cycle by means of the following types of transactions:

  • Preauthorized or automatic withdrawals;
  • Telephone transfers;
  • Transfers initiated by personal computer; or
  • Withdrawals by check, debit card, or similar order.

Funds Availability Policy

Contact a member service rep for further info on fees & terms.