Collateral Loans
Autos & Motorcycles
Autos & Motorcycles - New | Terms | APR1 | Monthly Payment Example |
|---|---|---|---|
| $0 - $6,999.99 | Up to 36 Months | 5.99%* | $30.42 |
| $7,000 - $13,999.99 | Up to 48 Months | 5.99%* | $23.48 |
| $14,000 - $21,999.99 | Up to 60 Months | 5.99%* | $19.33 |
| $22,000 - $37,000.99 | Up to 72 Months | 5.99%* | $16.57 |
| $37,000.01 and above | Up to 84 Months | 6.99%* | $15.09 |
| Autos & Motorcycles - Used | |||
| $0 - $6,999.99 | Up to 36 Months | 6.99%* | $30.87 |
| $7,000 - $13,900.99 | Up to 48 Months | 6.99%* | $23.94 |
| $14,000 - $21,999.99 | Up to 60 Months | 6.99%* | $19.80 |
| $22,000 - 37,000.00 | Up to 72 Months | 6.99%* | $17.04 |
| $37,000.01 and above | Up to 84 Months | 7.99%* | $15.58 |
Boats
Boat Loans | Terms | APR1 | Monthly Payment Example |
|---|---|---|---|
| $100 - $9,999.99 | Up to 60 Months | 6.64%* | $19.63 |
| $10,000 - $29,999.99 | Up to 84 Months | 6.64%* | $14.92 |
| $30,000 & above | Up to 120 Months* | 7.44%* | $11.84 |
Jet Ski & ATV Loans
Jet Ski & ATV Loans | Terms | APR1 | Monthly Payment Example |
|---|---|---|---|
| $100 - $9,999.99 | Up to 60 Months | 7.49%* | $20.03 |
| $10,000 + | Up to 84 Months | 8.49%* | $15.83 |
Tractors
Tractors | Terms | APR1 | Monthly Payment Example |
|---|---|---|---|
| $0 - $6,999.99 | Up to 36 Months | 5.99%* | $30.42 |
| $7,000 - $13,999.99 | Up to 48 Months | 5.99%* | $23.48 |
| $14,000 - $21,999.99 | Up to 60 Months | 5.99%* | $19.33 |
| $22,000 - $37,000.99 | Up to 72 Months | 5.99%* | $16.57 |
| $37,000.01 and above | Up to 84 Months | 6.99%* | $15.09 |
RV & Travel Trailer Loans
RV & Travel Trailer Loans | Terms | APR1 | Monthly Payment Example |
|---|---|---|---|
| $100 - $9,999.99 | Up to 60 Months | 8.74%* | $20.63 |
| $10,000 & above | Up to 84 Months | 9.74%* | $16.47 |
1 APR = Annual Percentage Rate. Your APR is based on your individual credit history. With Approved Credit (WAC). Rates and terms subject to change without notice based on market conditions and borrower eligibility.
New auto is considered a 2023 and 2022 model year with 12,000 miles or less.
*Rate includes .25% APR discount for loan payment made through ACH from a WSFCU Checking account. Loan rates effective as of 02/17/23.