Rates

Collateral Loans

Autos & Motorcycles

Autos & Motorcycles - New
(loan amount)

Terms

APR1
(as low as)

Monthly Payment Example
(Per $1000 borrowed)

$0 - $6,999.99Up to 36 Months5.99%*$30.42
$7,000 - $13,999.99Up to 48 Months5.99%*$23.48
$14,000 - $21,999.99Up to 60 Months5.99%*$19.33
$22,000 - $37,000.99Up to 72 Months5.99%*$16.57
$37,000.01 and aboveUp to 84 Months6.99%*$15.09
Autos & Motorcycles - Used
$0 - $6,999.99Up to 36 Months6.99%*$30.87
$7,000 - $13,900.99Up to 48 Months6.99%*$23.94
$14,000 - $21,999.99Up to 60 Months6.99%*$19.80
$22,000 - 37,000.00Up to 72 Months6.99%*$17.04
$37,000.01 and aboveUp to 84 Months7.99%*$15.58

Boats

Boat Loans
(loan amount)

Terms

APR1
(as low as)

Monthly Payment Example
(Per $1000 borrowed)

$100 - $9,999.99Up to 60 Months6.64%*$19.63
$10,000 - $29,999.99Up to 84 Months6.64%*$14.92
$30,000 & aboveUp to 120 Months*7.44%*$11.84

Jet Ski & ATV Loans

Jet Ski & ATV Loans
(loan amount)

Terms

APR1
(as low as)

Monthly Payment Example
(Per $1000 borrowed)

$100 - $9,999.99Up to 60 Months7.49%*$20.03
$10,000 +Up to 84 Months8.49%*$15.83

Tractors

Tractors
(loan amount)

Terms

APR1
(as low as)

Monthly Payment Example
(Per $1000 borrowed)

$0 - $6,999.99Up to 36 Months5.99%*$30.42
$7,000 - $13,999.99Up to 48 Months5.99%*$23.48
$14,000 - $21,999.99Up to 60 Months5.99%*$19.33
$22,000 - $37,000.99Up to 72 Months5.99%*$16.57
$37,000.01 and aboveUp to 84 Months6.99%*$15.09

RV & Travel Trailer Loans

RV & Travel Trailer Loans
(loan amount)

Terms

APR1
(as low as)

Monthly Payment Example
(Per $1000 borrowed)

$100 - $9,999.99Up to 60 Months8.74%*$20.63
$10,000 & aboveUp to 84 Months9.74%*$16.47

1 APR = Annual Percentage Rate. Your APR is based on your individual credit history. With Approved Credit (WAC). Rates and terms subject to change without notice based on market conditions and borrower eligibility.

New auto is considered a 2023 and 2022 model year with 12,000 miles or less.

*Rate includes .25% APR discount for loan payment made through ACH from a WSFCU Checking account. Loan rates effective as of 02/17/23.