Personal Loans

A Savings Secured Loan is great to help
build or re-establish your credit.

Personal Loans

Loans help you get things that you might not have saved the cash to buy such as a car, trip, education or a home. In addition, our personal loans can actually help you get OUT of things – like high interest debt. Consider paying down high-interest debt with a low interest personal loan. Enjoy the following:

  • Rates as low as 7.00% APR
  • Fixed payments that never change
  • Terms up to 36 months
  • No prepayment penalties
  • No collateral required (WAC)

So why not see if you can trade high interest debt for something lower? Call any branch location for more information.


Vacation Loan

Every summer has a story? What is yours? Let Western Sun help you find your happily ever after. Whether you are road tripping with friends, taking the kiddos to the beach or planning a Staycation and going to the movies, zoo and local amusement parks, we can help you get there.

Those approved will enjoy 7% APR on up to $2500 for 11 months! Apply now. You will need to choose Personal Loan in the drop down when you are applying to find Vacation Loan listed as the reason for the loan.


Holiday Loan

Didn't have a chance to save for the holidays? Don't worry, we can help! You can borrow up to $2,500 at only 7% APR for up to 11 months. Every credit score that is approved will receive this rate. Apply Now!


Savings Secured Loans

This loan is great to help build or re-establish your credit. Maintain your savings and borrow what you need. Loans are secured by either your Savings account or Certificate account. See rates. 


Computer Loans

Whether you are looking for a computer with high-speed, graphic capabilities or a Word-based laptop, we can help make it happen. We will also help cover the additional expenses such as a desk, printer and computer chair.


Personal Line of Credit

Not only is a Personal Line of Credit great for buying something you’ve had your eye on, it provides free overdraft protection for your Checking Account by automatically transferring money to your account if you ever need it. There is no annual fee for a PLC loan at Western Sun.


7-11 Loans

This is a type of personal loan that Western Sun offers where you can borrow up to $2,500 at 7.00% APR* for up to 11 months. As long as you are approved, you will enjoy this incredible rate!

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*APR= Annual Percentage Rate. $235.30 payment per month based on $2,500 loan for 11 months