Credit union members save an average of $343.90* a year on auto insurance.
If your vehicle is stolen or accidentally damaged beyond repair, most standard auto policies cover the actual cash value minus the deductible. Unfortunately you will remain financially liable for the difference between what your insurance says your vehicle is worth and how much you owe on the loan. GAP protection covers the shortfall and your out of pocket deductible up to $1,000. GAP insurance is only $299 no matter what you purchase which, if you compare to dealership prices, is a lot cheaper! Ask about GAP insurance with Western Sun when you finance your vehicle, motorcycle or boat with us.
Even the most reliable vehicle can develop mechanical problems. Enjoy the peace of mind that a warranty provides. You DO NOT have to have your vehicle financed at Western Sun to purchase a warranty. Call any of our branch locations to compare the cost between ones offered at the dealership and ours. We think you will find them pretty comparable and much more affordable! There are three (3) different choices depending on the coverage that you are looking to purchase.
Auto, Home and Life Insurance
Your vehicle and home are important investments. Of course you want to protect them, but you don't want to pay a fortune to do it. Western Sun has chosen to make the MEMBERS Auto & Homeowners Insurance Program available to you. Credit union members save an average of $343.90* a year on auto insurance! Some members save even more...there are several discounts that you could qualify for which will be applied.
Plus, both auto and home insurance programs provide dependable 24/7 claims service.
PLEASE NOTE- this insurance product is NOT an insured deposit product, therefore it is NOT Federally Insured by the NCUA like your deposit products.
The MEMBERS Auto & Homeowners Insurance Program is made available by CUNA Mutual Insurance Agency, Inc. and underwritten by leading insurance companies. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. Discounts are not available in all states and discounts vary by state. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state regulations allow. Please consult your policy for specific coverages and limitations. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union. Your credit union enables this insurance program to be offered and is entitled to compensation from CMFG Life Insurance Company.
*Figure based on a February 2011 national sample of auto policyholder savings when comparing their former premium with those of the MEMBERS Auto & Homeowners Insurance Program. Individual premiums and savings will vary depending on your insurance carrier and coverages and limits purchased.