Pre-approve Your Car Loan

Ready for your next car? To get the best deal for you, remember that before you set foot on the car lot, get pre-approved for an auto loan at Western Sun Federal Credit Union. Getting pre-approved for a car loan means you’ll know what kind of rate you’ll pay, and what size loan you can afford.

There are several ways to get pre-approved – in person at a branch, over the phone, or the most convenient means – online at the

If you have questions about how much car you can afford, how financing works, or our current rates, one of our loan officers will be happy to help.

To apply for preapproval, you’ll need to have some financial information available:

  • Name and address
  • Social Security number
  • Driver’s license number
  • Employer information (name, hire date, gross income)
  • Current housing information—monthly payment, time in current residence
  • Debt obligations—current credit card debt, home association dues, auto insurance

The preapproval process does not take too long and once completed, you can go car shopping knowing the amount you’re approved for and what your estimated payment would be for that amount.

Getting preapproved is a big advantage, it can save you time and money. It also removes the pressure of negotiating financing contracts at the dealership and allows you to focus your attention on finding the right vehicle. And, if you need another incentive, our low auto loan rates can get you on a faster track toward making your dream car a reality.

Call, stop in or visit us online at to get started. We also have a car buying resource CLICK HERE on our website that shows dealer inventory and a payment calculator. We’re here to help with your vehicle loan needs.

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