Generated by All in One SEO v4.9.10, this is an llms.txt file, used by LLMs to index the site. # Western Sun Federal Credit Union Everything's Better Under the Sun ## Sitemaps - [XML Sitemap](https://www.wsfcu.com/sitemap.xml): Contains all public & indexable URLs for this website. ## Posts - [West Tulsa Now Open](https://www.wsfcu.com/west-tulsa-now-open/) - Our new West Tulsa branch is now open on Route 66 at 3722 Southwest Boulevard. Join us on Thursday, August 6th as we celebrate our new location with an 11:00am ribbon cutting ceremony. We will have some prizes to give-a-way plus free pizza from the Andolini's Pizza truck till 1:30pm. - [Okmulgee Shred Fest](https://www.wsfcu.com/okmulgee-shred-fest/) - Save the date for our second annual Okmulgee Shred Fest and Electronics Recycling Program! If you have unwanted documents or electronics to dispose of, join us on Saturday, August 15th from 9:00 AM - 12:00 PM at our Okmulgee Branch (606 E. 6th Street). Members can bring up to four boxes of paper documents to - [Board Election](https://www.wsfcu.com/board-election/) - The 86th Annual Meeting of the Western Sun Federal Credit Union was held on Thursday, April 9, 2026, at the Marriott Tulsa Southern Hills Hotel. More than 565 members attended the meeting. During the business portion of the meeting, three members were elected to the Board of Directors: John Robinson, Lisa Spencer, and Russell Torbett. - [Shred Day](https://www.wsfcu.com/shred-day/) - Shred Day | Saturday, April 11th The best way to dispose of unneeded paperwork containing personal information is with our annual Shred Day. Scheduled for Saturday, April 11th at our Broken Arrow office, (4620 West Kenosha) from 9:00am to 12 Noon, you may bring your documents to dispose of at our on-site shred truck. We - [Car Show](https://www.wsfcu.com/car-show/) - Western Sun Federal Credit Union is a proud sponsor of Arnolds Annual Car Show, scheduled for Saturday, March 7th from 10:30am to 2:00pm. Location is the Crystal City Shopping Center at 4253 Southwest Blvd. in Tulsa. Registration starts at 9:00am and there is a vehicle entry fee of $15.00 (cash or check). You can also - [Annual Meeting](https://www.wsfcu.com/annual-meeting/) - The 86th Annual Meeting of the Western Sun Federal Credit Union will be held on Thursday, April 9th at the Marriott Tulsa Hotel Southern Hills. Business meeting starts at 5:00pm and registration/meeting hall opening at 6:00pm with dinner and Bingo at 6:30pm. This is a FREE event but attendance is limited to 500 members. RSVP - [West Tulsa Update](https://www.wsfcu.com/west-tulsa-update/) - Construction continues on our newest branch located in West Tulsa. Scheduled to be open in the Spring of 2026. - [Holiday Cash](https://www.wsfcu.com/holiday-cash/) - Be the cool Santa this holiday season with a 918 Loan from Western Sun FCU. Borrow up to $2,500 at a low 9.18%APR for a term of 11 months. Use the cash for your holiday purchases and with a 9.18%APR, you won’t stress your budget. Remember that all loans are subject to credit approval and - [Savings Insured](https://www.wsfcu.com/savings-insured/) - The National Credit Union Administration will remain open and individual accounts will remain federally insured during the federal government shutdown. Your funds on deposit with Western Sun Federal Credit Union are safe and insured up to $250,000. The NCUA is an independent agency of the federal government, and its operating budget comes from fees charged - [New West Tulsa](https://www.wsfcu.com/new-west-tulsa/) - Work has started at our new location in West Tulsa. Opening in the spring of 2026, our new branch at 3722 Southwest Blvd. will include a state-of-the-art drive-thru facility. This new location will enhance convenience and accessibility for our members, provide a seamless banking experience with the use of ITMs (interactive teller machines) all while - [Okmulgee Shredfest](https://www.wsfcu.com/okmulgee-shredfest/) - The best way to securely dispose of unneeded paperwork containing personal information is with our first ever Okmulgee Shred Day. Scheduled for Saturday, September 6th at our Okmulgee office (606 East 6th Street) from 9:00am to 12 noon, you may bring your documents to dispose of at our on-site shred truck. This shred event is - [IDCheck](https://www.wsfcu.com/idcheck-and-shared-branching/) - Beginning May 1, 2025, IDCheck will be required to verify the identity of members for all out-of-state withdrawals from shared branches. IDCheck helps protect you by authenticating your identity via smart phone when you are accessing your account at an out of state shared branch location. When you enter a shared branch there will be - [Board Election Results](https://www.wsfcu.com/board-election-results-3/) - The 85th annual meeting of the Western Sun Federal Credit Union was held on Thursday, April 10th at the Marriott Tulsa Hotel Southern Hills. More than 500 members attended the meeting. During the business session, an election to fill three positions on the Board of Directors was conducted. Bret Hayes, Kay Jones, and Bert Robison - [Recycle Electronics for Free](https://www.wsfcu.com/recycle-electronics-for-free/) - We have added an electronic recycling collection event to Shred Day on Saturday, April 26th. We will have trucks on-site at the Broken Arrow branch from 9:00am to 12 noon, collecting your shred and unwanted electronic items. Thanks to our friends at Electronic Synergy Foundation, you may bring your unwanted electronic items for recycling. Acceptable - [Protect Our Tax Status](https://www.wsfcu.com/protect-our-tax-status/) - Congress and the Trump Administration have a long list of priorities they want to address in the first 100 days of session. That includes tax policy, with key elements of the 2017 Tax Cuts and Jobs Act set to expire at the end of 2025. These priorities cost money – and that means they’ll look - [Notice of Election](https://www.wsfcu.com/notice-of-election-3/) - During the business meeting section of the 85th Annual Meeting on April 10, 2025 we will conduct the Board of Directors election to fill three positions. The nominating committee reviews all applications received for the Board and sets the slate of candidates. Board members are elected from the membership and serve a three-year volunteer term. - [Shred Day April 26th](https://www.wsfcu.com/shred-day-april-26th/) - The best way to securely dispose of unneeded paperwork containing personal information is with our annual Shred Day. Scheduled for Saturday, April 26th at our Broken Arrow office (4620 West Kenosha) from 9:00am to 12 noon, you may bring your documents to dispose of at our on-site shred truck. This shred event is FREE and - [AutoSMART](https://www.wsfcu.com/autosmart/) - We think you deserve a fast and safe way to shop for your next car. That’s why we’re excited to offer AutoSMART, a free online resource for our members. Here’s how it can help you discover your perfect ride: Research over 2.7 million vehicles View a massive inventory of new and used cars, trucks and - [918 Holiday Loan](https://www.wsfcu.com/918-holiday-loan-2/) - Be the cool Santa this holiday season with a 918 Loan from Western Sun FCU. Borrow up to $2,500 at a low 9.18%APR for a term of 11 months. Use the cash for your holiday purchases and with a 9.18%APR, you won’t stress your budget. Remember that all loans are subject to credit approval and - [Tips to Sell Your Home](https://www.wsfcu.com/tips-to-sell-your-home/) - You might be reluctant to make upgrades when you’re ready to sell your house. After all, you won’t be in the house to enjoy them for long. But did you know that most projects recoup an average of 60% of their costs, according to the 2023 cost versus value report from Remodeling magazine. But complacency can - [Good Debt/Bad Debt](https://www.wsfcu.com/good-debt-bad-debt/) - Not all debt is necessarily bad, particularly when it can help you build wealth. It’s important to know the difference between good debt and bad debt and how to sort the good from the bad. If you buy something that immediately goes down in value, that’s bad debt. Let’s say you buy disposable items or - [Pay Medical Bills](https://www.wsfcu.com/pay-medical-bills/) - Figuring out what you owe on a medical bill can be confusing at best. You wait for your insurance provider's explanation of benefits, wait for the bill, and try to figure out what part--if any--is your responsibility. The wait can be months, and by that time the "unpaid" bill may already have tarnished your credit - [Shop Smart](https://www.wsfcu.com/3644-2/) - It's nearly $5 a gallon and most families can't live without it. It's not gas. It's milk, and it's not the only thing at the supermarket with an upwardly mobile price tag. The USDA (United States Department of Agriculture) reports that dairy prices are 31% higher than the average price in 2021, and aggregate food - [How Long?](https://www.wsfcu.com/what-to-keep/) - Before sending all your documents through a paper shredder or filing them in your pile of bills and other records, know what you should keep and what you should throw away. It's unbelievable to hear that, each day, the typical family receives five to 10 important items related to school, finances, social events, or work, - [Help Us Celebrate](https://www.wsfcu.com/international-credit-union-day/) - On October 17th, credit union members around the world will celebrate International Credit Union Day, an annual event to commemorate the credit union movement’s impact and achievements. This year marks the 76th anniversary of this event, which will be celebrated under the theme of “One World Through Cooperative Finance”. In honor of this special day, - [Avoid Phone Scams](https://www.wsfcu.com/avoid-phone-scams/) - Watch Out For Phon(e)y Messages Few of us can imagine going a day without using our cellphones. For many people, it’s become their preferred method of communicating and doing business. Scammers take advantage of our reliance on cellphones and use them to trick us into giving them our personal information. It’s important to be aware - [Shop Safe Online](https://www.wsfcu.com/shop-safe-online/) - Online shopping is more prevalent than ever. Make sure to do everything you can to avoid becoming a victim of cybercrime: Secure mobile devices and computers. Keep the operating system and application software updated/patched on all your computers and mobile devices. Also be sure to check that any antivirus/antispyware software installed is running and receiving automatic - [Back to School](https://www.wsfcu.com/back-to-school/) - Back to school shopping is better than ever with an opportunity to win ten prizes, including $10,000 in cash! Every time you use your Western Sun Federal Credit Union debit card, you are automatically entered to win weekly prizes including a MacBook Air, an e-bike and a JBL Soundbar. Simply swipe, tap or insert your - [Pawnee Schools Donation](https://www.wsfcu.com/pawnee-schools-donation/) - Western Sun Federal Credit Union recently donated $3.000 to the Pawnee Public Schools. This donation will be used to help make improvements to the school and campus. Pictured (left to right) are Tammy Hixon, High School Principal, Stacy Womack, Pawnee Schools Superintendent, and John Robinson, President and CEO of Western Sun FCU. - [Teen Driver](https://www.wsfcu.com/teen-driver/) - Even if your teen follows all the rules, vehicle insurance is a major cost for teen drivers and their families. The increase in your insurance bill can range from several hundred dollars to several thousand dollars a year. Some factors that affect costs are within your control, while others reflect an objective assessment of increased - [Safe Shopping Online](https://www.wsfcu.com/safe-shopping-online/) - Online shopping is more prevalent than ever. Make sure to do everything you can to avoid becoming a victim of cybercrime: Secure mobile devices and computers. Keep the operating system and application software updated/patched on all of your computers and mobile devices. Also be sure to check that any antivirus/antispyware software installed is running and - [Money Mistakes](https://www.wsfcu.com/money-mistakes/) - 10 Money Mistakes: Don’t Go There If you find yourself struggling to make ends meet, then this list may help you to see where you might be slipping and how to correct the problem: Do not lose track. Be mindful of your daily or weekly cash expenses or credit card purchases. For a week, - [Debt Consolidation](https://www.wsfcu.com/debt-consolidation/) - When Is Debt Consolidation Helpful? If you’re struggling to pay off multiple debts every month, you may have considered a debt consolidation loan. But how do you know if a consolidation loan would be helpful for your situation? What is debt consolidation? Debt consolidation is a form of debt refinancing that allows you to combine - [Your Tax Return](https://www.wsfcu.com/3-smart-ways-to-spend-your-tax-return/) - If you’re expecting a tax refund this year, it’s smart to have a plan for your money. Don’t end up spending your refund money like it’s a bonus check from the government—treat it like any other paycheck. Think about your financial situation and figure out the most beneficial way to use that money. Here are - [Board Election Results](https://www.wsfcu.com/board-election-results-2/) - The 84th annual meeting of the Western Sun Federal Credit Union was held on Friday, April 19th at the Marriott Tulsa Hotel Southern Hills. More than 550 members attended the meeting. During the business session, an election to fill three positions on the Board of Directors was conducted. Mike Abdo, Randy Cowell, and Greg Shand - [Shred Day is April 27th](https://www.wsfcu.com/shred-day-is-april-27th/) - Bring your documents to dispose of at our on-site shredding truck, Saturday, April 27th from 9:00am to 12 noon. Location is the Broken Arrow branch parking lot – 4620 West Kenosha in Broken Arrow. This shred event is FREE and open to all members and the public. Limit of 4 boxes of shred per household. - [Notice of Election](https://www.wsfcu.com/notice-of-election-2/) - During the business meeting section of the 84th Annual Meeting on April 19, 2024 we will conduct the Board of Directors election to fill three positions. The nominating committee reviews all applications received for the Board and sets the slate of candidates. Board members are elected from the membership and serve a three-year volunteer term. - [Debit or Credit?](https://www.wsfcu.com/debit-or-credit/) - When you make a purchase using your debit card, you’re often given the choice between “debit” or “credit.” What’s the difference between the two? When you select “debit” on the card reader and enter your PIN (Personal Identification Number), an online transaction begins. The money is immediately deducted from your account and sent to the - [Your Credit Score](https://www.wsfcu.com/your-credit-score/) - 7 Ways to Protect Your Credit Score Your credit score is a three-digit number that creditors use to assess how likely you are to repay your loans. A high score can help you qualify for the lowest interest rates and gives you the ability to borrow money for purchases. Here are seven things you - [Teachable Moments](https://www.wsfcu.com/teachable-moments/) - Wise parents know that you’re teaching your kids even when you’re not teaching your kids. For example, you don’t begin to teach your daughter to drive the day she receives her temporary driving permit. She’s been learning how to drive, watching you, every time she has ridden in your car for the last 16 years. - [Safe Holiday Shopping](https://www.wsfcu.com/safe-holiday-shopping/) - If you’re revved up to hit the malls the day after Thanksgiving, don’t walk out the door until you take a few minutes to plan a safe shopping trip—for you and your wallet. Make a list and check it twice. Plan to stay within your budget and only shop for items on your - [Retirement Timing](https://www.wsfcu.com/retirement-timing/) - Most of us assume we'll retire at some point. Some couples plan to retire together, but other times it makes more sense to stagger retirement dates. Having one spouse work longer often can help maximize retirement income or preserve health insurance. Other times retirement has less to do with - [Phishing Scams](https://www.wsfcu.com/2755-2/) - Few of us can imagine going a day without using our cellphones. For many people, it’s become their preferred method of communicating and doing business. Scammers take advantage of our reliance on cellphones and use them to trick us into giving them our personal information. It’s important to be aware of the kinds of scams - [Smart Money Moves](https://www.wsfcu.com/smart-money-moves/) - As the leaves begin to change color, it's time to start thinking about your year-end money strategy. The fall and winter holidays are closer than you think. Use the following strategies to make the rest of the year count. Clean out your closet. You looked into your closet and decided you have nothing to - [Honor Our Veterans](https://www.wsfcu.com/honor-our-veterans/) - Help us honor those who have served and to support those still serving our country by bringing a photo of your Veteran for us to display in our branch. This Veterans’ Day Western Sun Federal Credit Union will be participating in the Welcome Home 5K at Mohawk Park. In addition, we will be collecting supplies - [918 Holiday Loan](https://www.wsfcu.com/918-holiday-loan/) - Be the cool Santa this holiday season with a 918 Loan from Western Sun FCU. Borrow up to $2,500 at a low 9.18%APR for a term of 11 months. Use the cash for your holiday purchases and with a 9.18%APR, you won’t stress your budget. Remember that all loans are subject to credit approval and - [Check Washing](https://www.wsfcu.com/check-washing/) - Avoid being a “Check Washing” Victim Check washing is becoming a very popular way for thieves to steal from your checking account. Check washing is a process where thieves use chemicals to remove the ink of a check, leaving behind only the paper. They then rewrite the check to themselves with a much higher amount - [Find Extra Savings](https://www.wsfcu.com/find-extra-savings/) - Finding Extra Savings on Auto Insurance It goes without saying that the best way to keep insurance premiums low is to avoid accidents and tickets. In setting prices, insurance companies constantly seek statistical patterns for groups of people who file more or fewer claims on their auto policies. These agencies also offer rewards to customers - [Avoid Phony Text Scams](https://www.wsfcu.com/phony-text-scams/) - Phony fraud prevention alerts from “your financial institution” are the most common type of text scams according to the Federal Trade Commission (FTC). Listed below are the top five text scams reported by the FTC: Copycat bank fraud prevention alerts Bogus “gift card offers” that can cost you Fake package delivery problems Phony job offers - [CU4Kids Donation](https://www.wsfcu.com/cu4kids-donation/) - Western Sun Federal Credit Union donated $5,000 to the Children’s Hospital Foundation at Saint Francis during our annual meeting held on April 21st. This donation is part of our involvement in Credit Unions for Kids (CU4Kids), a cooperative network of credit unions that support nonprofit children’s hospitals in the United States. The $5,000 was raised - [Board Election Results](https://www.wsfcu.com/board-election-results/) - During the business meeting of our 83rd annual meeting on April 21, 2023, three members were elected to the Board of Directors. John Robinson, Lisa Spencer, and Russell Torbett were each elected to serve a three-year term. The Western Sun Federal Credit Union Board is comprised of nine members, elected from the membership and serving - [Notice of Election](https://www.wsfcu.com/notice-of-election/) - During the business meeting section of the 83rd Annual Meeting on April 21st we will conduct the Board of Directors election to fill three positions. Board members are elected from the membership and serve a three-year volunteer term. Any member who is interested in serving as a member of the Board should contact John Robinson ## Pages - [Home](https://www.wsfcu.com/) - West Tulsa Drive Thru Now Open Drive Thru Hours of Operation | Monday – Friday 7:30am – 5:30pm | Saturday 9:00am – 12 Noon Learn More about Kasasa Cash Back Checking 3% cash back on up to $400 in debit card purchases each qualifications cycle. See account disclosures for qualifications and requirements. Reward Yourself With - [Careers](https://www.wsfcu.com/about-us/careers/) - Header Photo – DO NOT DELETE Careers Culture Western Sun Federal Credit Union is a community credit union proudly serving Tulsa for 80 years. Our mission is to embody the “People Helping People” credit union philosophy by providing above-and-beyond service to our members and by helping each member identify and work towards their financial goals. - [Savings](https://www.wsfcu.com/rates/savings/) - Rates Savings Accounts Saving Accounts Savings Accounts1 Dividend Rate APY* $50 - $4,999 .15% .15% $5,000 - $9,999 .20% .20% 10,000 - $39,999 .25% .25% $40,000 and up .40% .40% Christmas Club Savings Account .15% .15% Kasasa Saver5 Dividend Rate APY* On balances up to $25,000 1.00% 1.00% On balances over $25,000 .50% .50% All - [Deposit Rates](https://www.wsfcu.com/save/deposit-rates/) - Header Photo – DO NOT DELETE Deposit Rates Western Sun is here to serve you with competitive deposit rates that put you one step closer to your goals. Whether you’re saving for your first home or maybe your next vacation, we provide great returns on your savings so you can reach your goals even faster. - [Checking](https://www.wsfcu.com/rates/checking/) - Rates Checking Accounts Checking Accounts Checking Account1 Dividend Rate APY* Basic Checking .05% .05% Kasasa Cash5 Dividend Rate APY* On balances up to $25,000 2.23% 2.25% On balances over $25,000 .20% .20% All balances if qualifications not met .05% .05% Kasasa Cash Back3 Details Monthly Fee Earn 3.00% Cash Back (up to $12) on debit - [Branch/ATM Locations](https://www.wsfcu.com/about-us/branch-atm-locations/) - Branch/ATM Locations Find a Branch #1 Broken Arrow (Main Office) 4620 W. Kenosha St. Broken Arrow, OK 74012 Ph 918.362.1400 Fx 918.362.1490 Lobby Hours Monday – Friday: 9:00am-5:30pm Drive-up Hours Monday – Friday: 7:30am-5:30pm Saturday: 9:00am- 12:00pm Drive Through? Yes On-site ATM? Yes #2 Bixby 11709 S. Memorial Bixby, OK 74008 Ph 918.369.8080 Fx 918.369.8186 - [FAQs and Forms](https://www.wsfcu.com/resources/faqs-forms/) - FAQs and Forms General Questions What is a credit union? Credit unions are member-owned, not-for-profit financial cooperatives that exist to serve the financial needs of the membership. That is why people that belong to credit unions are considered members and not customers. As a credit union member, you are a part-owner of the credit union - [Personal Loans](https://www.wsfcu.com/borrow/personal-loans/) - Header Photo – DO NOT DELETE Personal Loans A personal loan is there to help you pay for things you may not have the cash for, such as a vacation, educational expenses, or home repairs. In addition, a personal loan can also be a great solution for consolidating high interest debt and paying it down - [Auto Loans](https://www.wsfcu.com/borrow/auto-loans/) - Header Photo – DO NOT DELETE Auto Loans Shop for a Car Affordability Calculator At Western Sun Federal Credit Union, we pride ourselves on being The Loan Leader! Whether you’re buying new or used or looking to refinance your current loan, here’s what you can count on: Competitive loan rates Great terms from 36-84 months* - [Other Vehicle Loans](https://www.wsfcu.com/borrow/other-vehicle-loans/) - Header Photo – DO NOT DELETE Other Vehicle Loans Whether you’re dreaming of a camping trip with the family or weekends fishing on the lake, Western Sun has a loan for whatever you’ve been dreaming of! In addition to cars, we also lend on a variety of vehicles including: Motorcycles Recreational Vehicles (RVs) Boats Jet - [Collateral Loans](https://www.wsfcu.com/rates/collateral-loans/) - Rates Collateral Loans Autos Autos - New(loan amount) Terms APR1(as low as) Monthly Payment Example(Per $1000 borrowed) $0 - $6,999.99 Up to 36 Months 5.39% $30.15 $7,000 - $11,999.99 Up to 48 Months 5.39% $23.21 $12,000 - $14,999.99 Up to 60 Months 5.39% $19.05 $15,000 - $19,999.99 Up to 72 Months 5.39% $16.29 $20,000.00 and - [Annual Meeting](https://www.wsfcu.com/about-us/annual-meeting/) - Header Photo – DO NOT DELETE Annual Meeting 87th Annual Meeting Scheduled for April 2027 The 87th Annual Meeting of the Western Sun Federal Credit Union will be held in April of 2027. The date and location of the meeting will be posted here when it becomes available. Board of Directors Election Results The - [Rates](https://www.wsfcu.com/rates/) - Rates Loans Collateral Loans Autos Boats Motorcycles, Personal Watercraft, ATVs Tractors RVs View Rates Personal Loans Personal Loan Personal Line of Credit Overdraft Protection Share Secured Certificate Secured Computer Loan Debt Consolidation HVAC Storm Shelter View Rates Credit Cards Visa Platinum Visa Classic Share Secured Visa View Rates Deposits Savings Accounts Regular Savings Kasasa Saver - [Newsletters](https://www.wsfcu.com/newsletters/) - Header Photo – DO NOT DELETE E-Newsletters Current Newsletter: Spring 2026 E-Newsletter Download our E-Newsletter Archives: Fall 2025 E-Newsletter Spring 2025 E-Newsletter Fall 2024 E-Newsletter Spring 2024 E-Newsletter Note: The rates, promotions, and specials contained in the archived newsletters were accurate at time of their publication but may not be currently available. Contact any - [Holiday Closings](https://www.wsfcu.com/about-us/holiday-closings/) - Header Photo – DO NOT DELETE Holiday Closings Western Sun Federal Credit Union observes all federal holidays. Please see below for holiday closings and special hours: New Year’s Day Dr. Martin Luther King Jr. Day President’s Day Memorial Day Juneteenth Independence Day Labor Day Columbus Day Veteran’s Day Thanksgiving Day Christmas Eve – branches - [Home Loans](https://www.wsfcu.com/rates/home-loans/) - Rates Home Loans Mortgage Loans Please click here to be redirected to our Mortgage Center. NMLS #218424 Mortgage Center Mortgage & Home Equity LoansLimited Time - No Closing Costs*** Terms Rates(as low as) Monthly Payment Example$50,000 @ 6.49% interest rate for 15 years is $435.28 Home Equity Line of Credit (Fixed) 7 Years 5.74% (first - [Personal Loans](https://www.wsfcu.com/rates/personal-loans/) - Rates Personal Loans Personal Loans Terms APR1(as low as) Monthly Payment Example(Per $1000 borrowed) Personal Loan 48 Months 12.40% $26.53 Personal Line of Credit Call us for more information Call us for more information Overdraft Protection Call us for more information Call us for more information Share Secured Terms subject to credit approval. Share Rate - [Move My Loan](https://www.wsfcu.com/borrow/move-my-loan/) - Header Photo – DO NOT DELETE Move My Loan Do you already have a loan with another bank, credit union, or dealership and feel like you’re paying too much? Maybe it’s time to MOVE YOUR LOAN to Western Sun! Apply today and see if we can help you save money on your monthly payment, shorten - [Additional Services](https://www.wsfcu.com/manage/additional-services/) - Header Photo – DO NOT DELETE Additional Services ACH and Direct Deposits ACH origination allows you to create electronic payments from your account, such as utility payments, account drafts, payments to another financial institution, or insurance premiums. A one-time fee of $5.00 will be assessed for each new account. This does not apply to monthly - [Repos for Sale](https://www.wsfcu.com/borrow/repos-for-sale/) - Header Photo – DO NOT DELETE Repos for Sale Looking for a great deal on a pre-owned vehicle? Check out our repos! Our repos for sale may include cars, trucks, SUVs, boats, jet skis, motorcycles, ATVs, and RVS. To view current repos, please visit or call the dealerships below: Autos (cars, trucks, SUVs): Global Car - [Kasasa Saver](https://www.wsfcu.com/kasasa-saver/) - Header Photo – DO NOT DELETE Kasasa Saver® An Easy Way to Save Kasasa Saver is the savings account that works with your Kasasa Cash or Kasasa Cash Back checking accounts to help you save. Each month you meet the qualifications cycle requirements in your Kasasa Cash and Kasasa Cash Back account we will deposit - [Kasasa Cash Back Checking](https://www.wsfcu.com/spend/kasasa-cash-back-checking/) - Header Photo – DO NOT DELETE Kasasa Cash Back® Checking Kasasa Cash Back Checking is the FREE checking account that pays you 3% cash back (up to $12 per month) on everyday debit card purchases plus up to $25 in ATM fee refunds when you do just a couple of things that will make your - [Kasasa Cash Checking](https://www.wsfcu.com/spend/kasasa-cash-checking/) - Header Photo – DO NOT DELETE Kasasa Cash® Checking Kasasa Cash® is a FREE checking account that pays you when you when you do just a couple of things that will make your financial life easier. Earn a great interest rate plus ATM fee refunds up to $25 a month when you meet the monthly - [Car Buying](https://www.wsfcu.com/manage/car-buying/) - Header Photo – DO NOT DELETE Car Buying Western Sun is making it easier than ever to find your dream car! With our FREE auto-buying resource, you can: View over 4,000,000 new and pre-owned vehicles Research and compare models View FREE CarFax and Kelly Blue Book ranges Get pre-approved before you shop Apply for an - [GrooveCar](https://www.wsfcu.com/speedbumps/groovecar/) - External Link Notice You are now leaving the Western Sun Federal Credit Union website and are going to a website that is not operated by the credit union. Western Sun Federal Credit Union is not responsible for the content or availability of linked sites. Please be advised that Western Sun Federal Credit Union does not - [Loan Insurance](https://www.wsfcu.com/borrow/loan-insurance/) - Header Photo – DO NOT DELETE Loan Insurance A vehicle is a huge investment that you will likely have for a long period of time. Protect your investment with affordable GAP Insurance and Extended Warranty from Western Sun. GAP Insurance If your vehicle is stolen or accidentally damaged beyond repair, most standard auto policies only - [Mortgage & Home Equity](https://www.wsfcu.com/borrow/mortgage-home-equity/) - Header Photo – DO NOT DELETE Mortgage & Home Equity Western Sun Federal Credit Union offers a variety of financing options to help you acquire the home of your dreams. Whether you want to buy a new or second home or tackle a home improvement project, we are here to help you fulfill your dreams - [Savings Accounts](https://www.wsfcu.com/save/savings-accounts/) - Header Photo – DO NOT DELETE Savings Accounts Think there’s only one type of savings account you can open? Think again. We have options that will help you save the way you want to save, depending on what your financial goals are. Our goal is to help you find the right product for your needs. - [Youth Savings](https://www.wsfcu.com/save/youth-savings/) - Header Photo – DO NOT DELETE Youth Savings Let Western Sun help you teach the special children in your life that saving money is fun AND important! Children ages 0-12 are eligible for our Youth Savings Account, which earns the same dividends as our regular savings account! All that is required is a minimum opening - [Give Back](https://www.wsfcu.com/about-us/give-back/) - Header Photo – DO NOT DELETE Give Back Giving back to our members and the communities we serve is an important aspect of our culture at Western Sun. We believe that “People Helping People” is more than just a credit union philosophy. It’s a commitment made at every level of our organization. So, how do - [Online & Mobile Banking](https://www.wsfcu.com/manage/online-mobile-banking/) - Header Photo – DO NOT DELETE Online & Mobile Banking When it comes to your money, you should have access whenever you need it. We make it easy with free online and mobile banking and all the convenient features you expect! Online Banking With online banking, you can access your accounts 24/7 and, in many - [Manage](https://www.wsfcu.com/manage/) - Header Photo – DO NOT DELETE Manage At Western Sun, we are committed to providing you with the resources you need to spend smarter, save harder, and make the most of your money. We offer a variety of free resources for our members, including: Financial literacy center with content for all ages Auto-buying resource for - [Financial Education](https://www.wsfcu.com/manage/financial-education/) - Header Photo – DO NOT DELETE Financial Education At Western Sun, we believe that the “People Helping People” philosophy should shape every aspect of our credit union. That is why we are committed to offering financial education opportunities to our members and the community. Whatever your goals are and wherever you are on your financial - [Credit Cards](https://www.wsfcu.com/borrow/credit-cards/) - Header Photo – DO NOT DELETE Credit Cards Looking for the perfect credit card for daily spending, travel, and even re-building your credit? Western Sun Federal Credit Union offers your choice of three VISA® credit cards, all with no annual fee, a 25-day grace period on purchases, no balance transfer fees, convenient payment options, and - [Credit Cards](https://www.wsfcu.com/rates/credit-cards/) - Rates Credit Cards VISA® Credit Cards Click for disclosure. APR1(as low as) Payment Calculation VISA® Platinum 10.00%* $10.00 or 3% of principal balance including new purchases VISA® Classic 11.75% $10.00 or 3% of principal balance including new purchases Share Secured VISA® (Minimum $500) 10.00%* $10.00 or 3% of principal balance including new purchases 1 APR - [CU Difference](https://www.wsfcu.com/about-us/cu-difference/) - Header Photo – DO NOT DELETE CU Difference Credit unions are member-owned, not-for-profit financial cooperatives that exist to serve the financial needs of the membership. That is why people that belong to credit unions are considered members and not customers. As a credit union member, you are a part-owner of the credit union and benefit - [Join](https://www.wsfcu.com/join/) - Header Photo – DO NOT DELETE Join Simply fill out the application and let’s get started! Online Account Application Who We Are Western Sun Federal Credit Union is a community chartered credit union proudly serving the Tulsa Metro area since 1940. We offer a variety of financial products and services to meet your unique financial - [Spend](https://www.wsfcu.com/spend/) - Header Photo – DO NOT DELETE Spend It’s your money, spend it how you want to! Our checking accounts feature all the convenient features you would expect, such as a free debit card, online banking, and mobile check deposits, as well as some added perks like a free rewards program and access to our network - [Silver Dollar City Tickets](https://www.wsfcu.com/speedbumps/silver-dollar-city-2/) - External Link Notice You are now leaving the Western Sun Federal Credit Union website and are going to a website that is not operated by the credit union. Western Sun Federal Credit Union is not responsible for the content or availability of linked sites. Please be advised that Western Sun Federal Credit Union does not - [Silver Dollar City](https://www.wsfcu.com/speedbumps/silver-dollar-city/) - External Link Notice You are now leaving the Western Sun Federal Credit Union website and are going to a website that is not operated by the credit union. Western Sun Federal Credit Union is not responsible for the content or availability of linked sites. Please be advised that Western Sun Federal Credit Union does not - [ID Theft & Fraud](https://www.wsfcu.com/manage/id-theft-fraud/) - Header Photo – DO NOT DELETE ID Theft & Fraud Steps To Protect Your Identity: Create secure passwords. Always use a combination of letters, numbers, and symbols. Avoid easy-to-guess passwords such as your name or birthday. Never use the same password twice and never share your passwords with anyone. Don’t fall for phishing scams. This - [Lost/Stolen Cards](https://www.wsfcu.com/resources/lost-stolen-cards/) - Header Photo – DO NOT DELETE Lost/Stolen Cards Debit Card To report a lost or stolen WSFCU debit/ATM card, call (918) 362-1400 or (800) 828-4771. After hours and on weekends, call (888) 263-3370 If you notice unauthorized activity on your account and you suspect that your card or account number has been compromised, please notify - [Basic Checking](https://www.wsfcu.com/spend/free-checking/) - Header Photo – DO NOT DELETE Basic Checking Our basic checking account is a no frills checking that is totally free of monthly service fees, per check fees, or minimum balance fees. Spend more time enjoying your money and less time worrying about fees! Basic checking perks include: Free VISA Debit Card Dividends paid monthly - [E-Statements](https://www.wsfcu.com/resources/e-statements/) - Header Photo – DO NOT DELETE E-Statements If you have a checking account, you will receive monthly statements by mail. If you have a savings account, you will receive quarterly statements (every 3 months). Members are encouraged to review their statements regularly to monitor for suspicious activity or incorrect information. As a benefit to our - [Stylesheet](https://www.wsfcu.com/stylesheet/) - Stylesheet NOTICE: Alert text will go here. Header Photo – DO NOT DELETE Colors and Photo Specs Interior Page Header Photos 1920px x 600px – Placed in “Background Image” option under row settings. Blog Featured Images – 1000px x 800px Default Button White Button Normal Separator: Fonts and Styles Heading 1 Heading 2 Heading 3 - [News & Events](https://www.wsfcu.com/resources/news-events/) - News & Events Notice of Election During the business meeting section of the 83rd Annual Meeting on April 21st we will conduct the Board of Directors election to fill three positions. Board members are elected from the membership and serve a three-year volunteer term. Any member who is interested in serving...... 02 February, 2023 No - [Move My Checking](https://www.wsfcu.com/spend/move-my-checking/) - Header Photo – DO NOT DELETE Move My Checking We know that switching to a new checking account can seem overwhelming. We’ve made it easy with our complimentary ‘Switch Kit!’ Simply download the PDF and use the helpful checklist to make sure you’re on track with switching over direct deposits, auto payments, and other important - [ATMs](https://www.wsfcu.com/spend/atms/) - Header Photo – DO NOT DELETE ATMs Debit/ATM Cards When you open your Free Checking or Teen Checking account at Western Sun, you will receive a free debit/ATM card. With your card, you can: Make purchases anywhere Visa is accepted. The amount will be automatically deducted from your checking account balance. Get cash and access - [Rewards Plus](https://www.wsfcu.com/spend/rewards-plus/) - Header Photo – DO NOT DELETE Rewards Plus Think you have to have a credit card to earn rewards on your purchases? Think again! Western Sun is proud to offer a totally FREE rewards program that rewards you with points every time you make a purchase with your debit card! You will earn 1 point - [Contact](https://www.wsfcu.com/contact/) - Header Photo – DO NOT DELETE Contact Us Contact Us By Phone Toll-free: (800)828-4771 Telephone Teller (PASS): (918)362-1444 Branch Phone Numbers Broken Arrow (Main Office): (918)362-1400 Bixby: (918)369-8080 Downtown Tulsa: (918)858-9229 Okmulgee: (918)756-2383 Owasso: (918)362-1616 West Tulsa: (918)446-6317 Contact Us By Email* Member Services: memberservices@wsfcu.com Lending Services: lendingservices@wsfcu.com Accounting Department: accounting@wsfcu.com Real Estate: realestate@wsfcu.com Collections: - [Re-Order Checks](https://www.wsfcu.com/resources/re-order-checks/) - Header Photo – DO NOT DELETE Re-Order Checks Ordering Checks If you have ordered checks from us before and need to place a re-order, click here to start your order with Main Street Inc. Please note, you will need our routing number (303986384) and your account number to place an order. If you are a - [Apply For a Loan](https://www.wsfcu.com/apply-for-loan/) - Header Photo – DO NOT DELETE Apply for a Loan Thank you for your interest in applying for a loan with us! Choose your loan type to complete an application: Auto or Motorcycle Loan Apply Now Boat or Jet Ski Loan Apply Now RV or ATV Loan Apply Now Tractor Loan Apply Now Personal Loan - [Make A Payment](https://www.wsfcu.com/borrow/make-a-payment/) - Header Photo – DO NOT DELETE Make A Payment Make A Loan Payment We offer several convenient ways to make a loan payment! Pay in person at any of our 6 branch locations! Branch Locations Pay with a card using Telephone Teller (PASS)! A convenience fee of $10 applies. Contact Us Pay using online banking! - [History & Mission Training](https://www.wsfcu.com/about-us/history-mission-training/) - Open a New Kasasa Account Today! Thank you for choosing Western Sun Federal Credit Union for your financial needs. Click the button below to open a new checking account. Open a New Checking Account Open a New Checking Account Today! Thank you for choosing Western Sun Federal Credit Union for your financial needs. Click the - [History & Mission](https://www.wsfcu.com/about-us/history-mission/) - Header Photo – DO NOT DELETE History & Mission History Western Sun Federal Credit Union began in December 1940, when a group of employees from the Barnsdall Oil Company in Tulsa, Oklahoma, pooled their resources to form a cooperative financial institution. They named it Tulsa Be Square Federal Credit Union. In 1950, Barnsdall Oil Company - [Fresh Start Checking](https://www.wsfcu.com/spend/fresh-start-checking/) - Header Photo – DO NOT DELETE Fresh Start Checking We get it; Sometimes life happens, and you need a second chance to rebuild good history on your checking account! Western Sun is here to help with our Fresh Start Checking account. Fresh Start Checking is here for anyone who may have experienced trouble in the - [Access Your Account](https://www.wsfcu.com/spend/access-your-account/) - Header Photo – DO NOT DELETE Access Your Account It’s your money, access it when you need to! We offer lots of options when it comes to accessing your accounts: Visit a Branch Western Sun has 6 branches conveniently located throughout the Tulsa metropolitan area in Bixby, Broken Arrow, Downtown Tulsa, Okmulgee, Owasso, and West - [Certificates & IRAs](https://www.wsfcu.com/save/certificates-iras/) - Header Photo – DO NOT DELETE Certificates & IRAs If you are looking for a longer-term savings option with a high dividend rate and less risks than many other forms of investments, then a Certificate of Deposit or IRA may be the right solution for you. Terms range from six months to four years. $1,000 - [Dream Points](https://www.wsfcu.com/speedbumps/dreampoints/) - External Link Notice You are now leaving the Western Sun Federal Credit Union website and are going to a website that is not operated by the credit union. Western Sun Federal Credit Union is not responsible for the content or availability of linked sites. Please be advised that Western Sun Federal Credit Union does not - [Global Car Sales](https://www.wsfcu.com/speedbumps/global-car-sales/) - External Link Notice You are now leaving the Western Sun Federal Credit Union website and are going to a website that is not operated by the credit union. Western Sun Federal Credit Union is not responsible for the content or availability of linked sites. Please be advised that Western Sun Federal Credit Union does not - [Trustage](https://www.wsfcu.com/speedbumps/trustage/) - External Link Notice You are now leaving the Western Sun Federal Credit Union website and are going to a website that is not operated by the credit union. Western Sun Federal Credit Union is not responsible for the content or availability of linked sites. Please be advised that Western Sun Federal Credit Union does not - [Member Stories](https://www.wsfcu.com/about-us/member-stories/) - Header Photo – DO NOT DELETE Member Stories Our members are the heartbeat of Western Sun! Whether you’re brand new to our credit union or you’ve been banking with us for years, we love hearing your stories. If you have a story to share about Western Sun, click here! Becky, Member Gaylan, Member Krystal, Bixby - [Free Credit Report](https://www.wsfcu.com/speedbumps/free-credit-report/) - External Link Notice You are now leaving the Western Sun Federal Credit Union website and are going to a website that is not operated by the credit union. Western Sun Federal Credit Union is not responsible for the content or availability of linked sites. Please be advised that Western Sun Federal Credit Union does not - [SSA Deposit](https://www.wsfcu.com/speedbumps/ssa-deposit/) - External Link Notice You are now leaving the Western Sun Federal Credit Union website and are going to a website that is not operated by the credit union. Western Sun Federal Credit Union is not responsible for the content or availability of linked sites. Please be advised that Western Sun Federal Credit Union does not - [Identity Theft](https://www.wsfcu.com/speedbumps/identity-theft/) - External Link Notice You are now leaving the Western Sun Federal Credit Union website and are going to a website that is not operated by the credit union. Western Sun Federal Credit Union is not responsible for the content or availability of linked sites. Please be advised that Western Sun Federal Credit Union does not - [Main Street](https://www.wsfcu.com/speedbumps/main-street/) - External Link Notice You are now leaving the Western Sun Federal Credit Union website and are going to a website that is not operated by the credit union. Western Sun Federal Credit Union is not responsible for the content or availability of linked sites. Please be advised that Western Sun Federal Credit Union does not - [App Stores](https://www.wsfcu.com/speedbumps/app-stores/) - External Link Notice You are now leaving the Western Sun Federal Credit Union website and are going to a website that is not operated by the credit union. Western Sun Federal Credit Union is not responsible for the content or availability of linked sites. Please be advised that Western Sun Federal Credit Union does not - [Mortgage Center](https://www.wsfcu.com/speedbumps/mortgage-center/) - External Link Notice You are now leaving the Western Sun Federal Credit Union website and are going to a website that is not operated by the credit union. Western Sun Federal Credit Union is not responsible for the content or availability of linked sites. Please be advised that Western Sun Federal Credit Union does not - [Credit Union Service Centers](https://www.wsfcu.com/speedbumps/cusc/) - External Link Notice You are now leaving the Western Sun Federal Credit Union website and are going to a website that is not operated by the credit union. Western Sun Federal Credit Union is not responsible for the content or availability of linked sites. Please be advised that Western Sun Federal Credit Union does not - [Transfund](https://www.wsfcu.com/speedbumps/transfund/) - External Link Notice You are now leaving the Western Sun Federal Credit Union website and are going to a website that is not operated by the credit union. Western Sun Federal Credit Union is not responsible for the content or availability of linked sites. Please be advised that Western Sun Federal Credit Union does not - [Facebook](https://www.wsfcu.com/speedbumps/facebook/) - External Link Notice You are now leaving the Western Sun Federal Credit Union website and are going to a website that is not operated by the credit union. Western Sun Federal Credit Union is not responsible for the content or availability of linked sites. Please be advised that Western Sun Federal Credit Union does not - [Instagram](https://www.wsfcu.com/speedbumps/instagram/) - External Link Notice You are now leaving the Western Sun Federal Credit Union website and are going to a website that is not operated by the credit union. Western Sun Federal Credit Union is not responsible for the content or availability of linked sites. Please be advised that Western Sun Federal Credit Union does not - [HUD](https://www.wsfcu.com/speedbumps/hud/) - External Link Notice You are now leaving the Western Sun Federal Credit Union website and are going to a website that is not operated by the credit union. Western Sun Federal Credit Union is not responsible for the content or availability of linked sites. Please be advised that Western Sun Federal Credit Union does not - [Hester Designs](https://www.wsfcu.com/speedbumps/hester-designs/) - External Link Notice You are now leaving the Western Sun Federal Credit Union website and are going to a website that is not operated by the credit union. Western Sun Federal Credit Union is not responsible for the content or availability of linked sites. Please be advised that Western Sun Federal Credit Union does not - [YouTube](https://www.wsfcu.com/speedbumps/youtube/) - External Link Notice You are now leaving the Western Sun Federal Credit Union website and are going to a website that is not operated by the credit union. Western Sun Federal Credit Union is not responsible for the content or availability of linked sites. Please be advised that Western Sun Federal Credit Union does not - [Twitter](https://www.wsfcu.com/speedbumps/twitter/) - External Link Notice You are now leaving the Western Sun Federal Credit Union website and are going to a website that is not operated by the credit union. Western Sun Federal Credit Union is not responsible for the content or availability of linked sites. Please be advised that Western Sun Federal Credit Union does not - [Rewards Plus](https://www.wsfcu.com/speedbumps/rewards-plus/) - External Link Notice You are now leaving the Western Sun Federal Credit Union website and are going to a website that is not operated by the credit union. Western Sun Federal Credit Union is not responsible for the content or availability of linked sites. Please be advised that Western Sun Federal Credit Union does not - [NCUA](https://www.wsfcu.com/speedbumps/ncua/) - External Link Notice You are now leaving the Western Sun Federal Credit Union website and are going to a website that is not operated by the credit union. Western Sun Federal Credit Union is not responsible for the content or availability of linked sites. Please be advised that Western Sun Federal Credit Union does not - [Borrow](https://www.wsfcu.com/borrow/) - Header Photo – DO NOT DELETE Borrow At Western Sun Federal Credit Union, we pride ourselves on being The Loan Leader! Whether you’re buying new or used or looking to refinance your current loan, here’s what you can count on: Competitive loan rates Great terms Same day approval on most loans No prepayment penalties – - [Resources](https://www.wsfcu.com/resources/) - Header Photo – DO NOT DELETE Resources We Want YOU! Western Sun Federal Credit Union is a Community Charter credit union allowing individuals, and their families, who live, work, worship, volunteer or attend school in Creek, Okmulgee, Osage, Pawnee, Rogers, Tulsa, and Wagoner counties to take advantage of all of our products and services. We - [Job Posting Master](https://www.wsfcu.com/about-us/careers/job-posting-master/) - Header Photo – DO NOT DELETE Careers – Job Posting Master Culture Each Listing Should Be Formatted As: Job Title Job Description Summary Link to PDF of Job Description Button: Apply Now (open email to ktucker@wsfcu.com) We Want YOU! Western Sun Federal Credit Union is a Community Charter credit union allowing individuals, and their families, - [About Us](https://www.wsfcu.com/about-us/) - Header Photo – DO NOT DELETE About Us We Want YOU! Western Sun Federal Credit Union is a Community Charter credit union allowing individuals, and their families, who live, work, worship, volunteer or attend school in Creek, Okmulgee, Osage, Pawnee, Rogers, Tulsa, and Wagoner counties to take advantage of all of our products and services. - [Money Market Accounts](https://www.wsfcu.com/save/money-market-accounts/) - Header Photo – DO NOT DELETE Money Market Accounts Earn higher rates on higher balances with our tiered MMA! This is an ideal way to earn greater returns while maintaining flexibility and access to your funds. Perks include: NO monthly service fee with a minimum balance of at least $2,000. Earn a variable interest rate - [Save](https://www.wsfcu.com/save/) - Header Photo – DO NOT DELETE Save We know you have #GOALS. And we’re here to help you achieve them. Western Sun Federal Credit Union prides itself on offering excellent savings products and investment accounts with competitive rates. From basic savings accounts and certificates of deposit to money market accounts and IRAs, we can help - [Speedbumps](https://www.wsfcu.com/speedbumps/) - [Sample Page](https://www.wsfcu.com/sample-page/) - This is an example page. It's different from a blog post because it will stay in one place and will show up in your site navigation (in most themes). Most people start with an About page that introduces them to potential site visitors. It might say something like this: Hi there! I'm a bike messenger ## Categories - [News](https://www.wsfcu.com/category/news/) ## Stats Types - [view](https://www.wsfcu.com/wpa-stats-type/view/) - [Chrome](https://www.wsfcu.com/wpa-stats-type/chrome/) - [Android](https://www.wsfcu.com/wpa-stats-type/android/) - [Windows](https://www.wsfcu.com/wpa-stats-type/windows/) - [Safari](https://www.wsfcu.com/wpa-stats-type/safari/) - [iPhone](https://www.wsfcu.com/wpa-stats-type/iphone/) - [unknown](https://www.wsfcu.com/wpa-stats-type/unknown/) - [Macintosh](https://www.wsfcu.com/wpa-stats-type/macintosh/) - [Samsung Browser](https://www.wsfcu.com/wpa-stats-type/samsung-browser/) - [Linux](https://www.wsfcu.com/wpa-stats-type/linux/) - [event](https://www.wsfcu.com/wpa-stats-type/event/) - [Firefox](https://www.wsfcu.com/wpa-stats-type/firefox/) - [iPad](https://www.wsfcu.com/wpa-stats-type/ipad/) - [Amazon Silk](https://www.wsfcu.com/wpa-stats-type/amazon-silk/) - [Fire OS](https://www.wsfcu.com/wpa-stats-type/fire-os/) - [Internet Explorer](https://www.wsfcu.com/wpa-stats-type/internet-explorer/) - [Opera](https://www.wsfcu.com/wpa-stats-type/opera/)