Card Products

With Western Sun, you'll have access to 30,000 surcharge-free ATMs across the country.

Find an ATM near you >

Card Products

EMV Cards are here!  

For more information on how to use your card, please click here.


Debit/ATM Card

Get a free debit/ATM card with your Western Sun Free Checking or Teen Checking account:

  • Make purchases anywhere Visa® is accepted. The amount will be automatically deducted from your checking account balance.
  • Get cash and access your accounts at ATMs around the world
  • Enjoy FREE transactions at WSFCU-owned ATMs (Bixby, Broken Arrow & Okmulgee). Otherwise enjoy 6 Surcharge-free transactions at TransFund NC machines per month.

Fresh Start Checking account holders will receive a free ATM card.

Find an ATM

Click here to locate no-charge TransFund ATM machines.


ATM Disputes

For an ATM dispute form, please click here. Dispute forms must be submitted within 60 days of the incident in question. Once the form is complete, you can email it to, fax it to (918)362-1490, or bring the form to any Western Sun branch location.


Traveling? Give Us a Call

Let us know if you have a WSFCU ATM/Debit card and are planning to travel outside the U.S. Due to heightened debit and credit card security, your WSFCU card(s) may not work in foreign countries (including Canada and Mexico) if you do not contact us in advance. Simply call 918.362.1400 or 800.828.4771 during normal business hours and we will put a note on your account.

*Please note, Electronic mail is not secure and confidential or personal information should not be communicated in this manner. By submitting a picture to WSFCU, you have given us permission to legally use the image for the card we are ordering. By submitting the picture, you are taking the responsibility for this picture legally and are claiming all rights to the photo. I take responsibility for the content/people being pictured in the card.  I understand if I do not like the photo or want to change the photo, I must pay for an additional card or default to the standard free card.  Upon my card expiration, my card will automatically reorder and I understand it is my responsibility to change the picture before or to revert to the free card.  Please note, we may also use the picture for advertising without notifying you first. Western Sun has the right to reject any image, especially if it is not in accordance with VISA requirements such as a picture or use of logos, distasteful pictures, Copywritten, etc. If a picture is Copywritten, it is your responsibility to get written permission before submitting the picture.  Western Sun is not liable for use of any Copywritten pictures on the ordered card.  In the email, please note the account that you want to be debited $5 for your card.  You must have a checking account at Western Sun to order this card.