Fee Schedule

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Fee Schedule


Savings Account Fees/Club Accounts/Money Market     

Christmas Club Service Early Withdrawal $5.00

Prime Time Club (for members age 55+)
(If the primary account holder's aggregate balance falls below $2,500 per month)


Money Market
(If account balance falls below $2,000 any one time during the month and/or if you exceed 6 total transactions per month or 3 checks per month)


Excessive Savings (Share) Withdrawal- Reg D 

$2 each after 6 per month

Checking Accounts

Fresh Start Checking
No monthly fee if average monthly balance is $150+.

A2A External Transfers $2.00 each

Copies of statement (including credit card), account history, 1099 check, ATM or check card

$3.00 each
Return Check (nsf=insufficient) including Convenience Checks $25.00 each
Return Check (third party insufficient) $15.00 each
Check Cashing (non-member/third party) $5.00 each
Check Orders (prices may vary) Cost
Overdraft Transfer Protection $2.00 per transfer
Courtesy Pay (must qualify) $25.00 each
Stop Payment (member check) $20.00 each
Stop Payment (corporate check) $25.00 each
ATM Charge (after 6 free transactions) $1.50 per withdrawal
ATM Charge for Balance Inquiries $1.50 per inquiry
ATM/Check Card Replacement $6.00
Automatic Draft Reject (ACH) $25.00
Temporary Checks (10 free) $.10
Multiple Credit Union Check $2.00

Special Services Fees

Account Reconciliation $15.00 per hour
Official Check $2.00 each
Money Order $2.00 each
Lien Release (duplicate) $10.00 each
Child Support Levy (remitted funds) $20.00
Wire Transfer (outgoing) $15.00 each
Western Union Money Transfer $15.00 each
International Wire $30.00 each
Foreign Transaction Fee 1% on debit/credit card purchases with merchant/ATM in foreign country
Internet Banking/Bill Payer FREE
Dormant Account (incorrect address >1 year) $10.00 quarterly
Inactive Account (inactive >3 years) $10.00 quarterly
Notary Services Free for members
Check Order (prices may vary) COST
Notary Services FREE for members
Online WSFCU loan payment through SWBC $10.00
Gift Cards $2.50
Garnishment/Legal Processing Fees $25.00
Verification of Deposit $5.00
IRA Administration Fee $10.00 per IRA per year
Pop Money $0.60 for 3-Day or $1.50 Next Day
Next day Bill Payment on Bill Pay $9.95
Overnight Bill Payment on Bill Pay $14.95
Returned Mail Fee $3.00
Returned Certified Mail Fee $10.00
Safe Deposit Box Lost Key/Drilling COST
VISA Cash Advance Fee (non WSFCU cards) $10.00

Updated 2/20/2019.