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Risk-Based | Savings | Certificates
Autos / Motorcycles / Tractors
| Loan Amount |
Term |
APR AS LOW AS**
|
| $0 - $5,000 |
Up to 36 Months |
4.99% |
| $5,000.01 - $9,999.99 |
Up to 48 Months |
4.99% |
| $10,000- $17,999.99 |
Up to 60 Months |
4.99% |
| $18,000- $35,000.00 |
Up to 72 Months |
4.99%
|
| $35,000.01 and above |
Up to 84 months |
5.99%
|
Boats / Personal Watercraft / ATV/ RV/ Travel Trailer/ Motorhome
| Loan Amount |
Term |
APR AS LOW AS**
|
| $0 - $9,999.99 |
Up to 60 Months |
5.99% |
| $10,000 - $29,999.99 |
Up to 120 Months |
6.99% |
| $30,000 + |
Up to 144 Months |
7.99% |
Other Loans / VISA Credit Cards
| Type of Loan |
Term |
APR AS LOW AS**
|
| Computer Loan |
36 Months |
8.90% |
| Personal Loan |
36 Months |
9.90% |
| Personal Line of Credit |
LOC |
9.90% |
| Overdraft Protection |
LOC |
17.00% |
| Real Estate - 1st Mortgage Purchase money |
10-40 Years |
Call (918) 362-1400 for rate |
| Real Estate - 1st Mortgage Owned (refinance) |
Up to 15 years |
Call (918) 362-1400 for rate |
| Real Estate - 2nd Mortgage |
Up to 15 years |
Call (918) 362-1400 for rate |
| Home Equity - Fixed |
7 Years |
Call (918) 362-1400 for rate |
| Home Equity - 1 Year Variable |
15 Years |
Call (918) 362-1400 for rate |
| Unimproved Property |
12 Years |
Call (918) 362-1400 for rate |
| VISA Classic |
No Annual Fee |
11.75% |
| Share Secured VISA (Minimum $500) |
No Annual Fee |
8.75% |
| Share Secured |
60 Months |
Share Rate + 3% |
| Certificate Secured |
Date of Maturity |
Current rate + 2.0% |
*APR = Annual Percentage Rate. Your APR is based on your individual credit history.
100% Refinancing on all vehicle loans up to Retail Value.
Call for current Home Equity Variable Rate (15 Years). Variable rate is based on 11th District Cost of Funds, may not exceed 18%. Rates subject to change without notice.
Go To Loan Application | Go To Calculators | Back to Top
|
| Savings Account |
Dividend Rate
|
APY* |
| Shares- $50 to $4,999 |
1.25 |
1.26 |
| Shares- $5,000 to $9,999 |
1.35 |
1.36 |
| Shares- $10,000 to $39,999 |
1.45 |
1.46 |
| Shares- $40,000 and up |
1.55 |
1.56 |
| Christmas Club Savings Account (minimum $5) |
1.55 |
1.56 |
| Checking Account* on minimum $500 balance |
0.75 |
0.75 |
| MONEY MARKET Checking |
|
|
| MM- $50- $1,999.99 |
1.55 |
1.56 |
| MM- $2,000-$19,999.99 |
2.13 |
2.15 |
|
MM- $20,000-$49,999.99
|
2.57 |
2.60 |
| MM- $50,000 and above |
2.81 |
2.85 |
|
*APY = Annual Percentage Yield
Share Rate declared by Board on 12/18/2008 for January payable 01/31/2009.
Share Draft Rates declared by Board on 12/18/2008 for Januray payable 01/31/2009.
Money Market Rate may be changed monthly.
Contact a member service rep for further info on fees & terms.
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|
Certificates - As of 12/25/08
|
Dividend Rate
|
APY* |
Term |
| 6 Months (minimum $1,000) |
2.67 |
2.70 |
6 |
| 7 Months (minimum $1,000) |
2.67 |
2.70 |
7 |
| 1 Year (minimum $1,000) |
3.06 |
3.10 |
12 |
| 18 Month (minimum $1,000) |
3.06 |
3.10 |
18 |
| 2 Years (minimum $1,000) |
3.15
|
3.20 |
24 |
| 3 Years (minimum $1,000) |
3.25 |
3.30 |
36 |
| 6 Month Jumbo (minimum $95,000) |
2.72 |
2.75 |
6 |
| 1 Year Jumbo (minimum $95,000) |
3.11 |
3.15 |
12 |
| 18 Month Jumbo (minimum $95,000) |
3.11 |
3.15 |
18 |
| 2 Year Jumbo (minimum $95,000) |
3.20 |
3.25 |
24 |
| IRA - 1 Year (minimum $50) |
3.06
|
3.10 |
12 |
*APY = Annual Percentage Yield. All early withdrawals may result in up to a 90 days loss of dividends. Rates subject to change weekly.
Contact a member service rep for more info on rates & terms.
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