|
Autos / Motorcycles / Tractors
| Loan Amount |
Term2 |
APR AS LOW AS1
|
| $0 - $6,999.99 |
Up to 36 Months |
4.49% |
| $7,000 - $11,999.99 |
Up to 48 Months |
4.49% |
| $12,000- $19,999.99 |
Up to 60 Months |
4.49% |
| $20,000- $35,000.00 |
Up to 72 Months |
4.49%
|
| $35,000.01 and above |
Up to 84 months |
5.49%
|
Boats / Personal Watercraft / ATV/ Motor Home/ Travel Trailer/ RV
| Loan Amount |
Term2 |
APR AS LOW AS1
|
| $100 - $9,999.99 |
Up to 60 Months |
5.99% |
| $10,000 & above |
Up to 84 Months |
6.99% |
Other Loans / VISA Credit Cards
| Type of Loan |
Term2 |
APR AS LOW AS1
|
| Computer Loan |
11 Months |
0% with a new checking |
| Computer Loan |
11 Months |
7.00% without new checking |
| Debt Consolidation/Small Home Improvement Loan |
11 Months |
7.00%APR- no matter your credit score. WAC |
| Personal Loan |
36 Months |
9.90% |
| Personal Line of Credit |
LOC |
9.90% |
| Overdraft Protection |
LOC |
17.00% |
| Real Estate - 1st Mortgage Purchase money |
10-40 Years |
Call (918) 362-1400 for rate |
| Real Estate - 1st Mortgage Owned (refinance) |
Up to 15 years |
Call (918) 362-1400 for rate |
| Real Estate - 2nd Mortgage |
Up to 15 years |
Call (918) 362-1400 for rate |
| Home Equity - Fixed |
7 Years |
Call (918) 362-1400 for rate |
| Home Equity - 1 Year Variable (the APR may vary) |
15 Years |
Call (918) 362-1400 for rate |
| Unimproved Property |
12 Years |
Call (918) 362-1400 for rate |
| Visa Platinum |
No Annual Fee |
8.75% |
| VISA Classic |
No Annual Fee |
11.75% |
| Share Secured VISA (Minimum $500) |
No Annual Fee |
8.75% |
| Share Secured |
60 Months |
Share Rate + 3% |
| Certificate Secured |
Date of Maturity |
Current rate + 2.0% |
|
1: APR = Annual Percentage Rate. Your APR is based on your individual credit history.
Up to 100% refinancing on all vehicle loans up to Retail Value. 2: Term based on credit approval.
Call for current Home Equity Variable Rate (15 Years). Variable rate is based on 11th District Cost of Funds, may not exceed 18%. Rates subject to change without notice.
Go To Loan Application | Go To Calculators | Back to Top
|
| Savings Account |
Dividend Rate
|
APY* |
| Shares- $50 to $4,999 |
.85 |
.85 |
| Shares- $5,000 to $9,999 |
.95 |
.95 |
| Shares- $10,000 to $39,999 |
1.05 |
1.06 |
| Shares- $40,000 and up |
1.15 |
1.16 |
| Christmas Club Savings Account (minimum $5) |
1.15 |
1.16 |
| Checking Account* on minimum $500 balance |
0.50 |
0.50 |
| MONEY MARKET Checking |
|
|
| MM- $50- $1,999.99 |
1.15 |
1.16 |
| MM- $2,000-$19,999.99 |
1.15 |
1.16 |
|
MM- $20,000-$49,999.99
|
1.15 |
1.16 |
| MM- $50,000 and above |
1.25 |
1.26 |
|
*APY = Annual Percentage Yield
Share Rate declared by Board on 2-25-10 for March payable 3-31-10.
Share Draft Rates declared by Board on 2-25-10 for March payable 3-31-10.
Money Market Rate may be changed monthly.
Contact a member service rep for further info on fees & terms.
Back to Top
|
|
Certificates - As of 3/4/10
|
Dividend Rate
|
APY* |
Term |
| 6 Months (minimum $1,000) |
1.44 |
1.45 |
6 |
| 7 Months (minimum $1,000) |
1.44 |
1.45 |
7 |
| 1 Year (minimum $1,000) |
1.59 |
1.60 |
12 |
| 18 Month (minimum $1,000) |
1.79 |
1.80 |
18 |
| 2 Years (minimum $1,000) |
2.08
|
2.10 |
24 |
| 3 Years (minimum $1,000) |
2.27 |
2.30 |
36 |
| 6 Month Jumbo (minimum $95,000) |
1.49 |
1.50 |
6 |
| 1 Year Jumbo (minimum $95,000) |
1.64 |
1.65 |
12 |
| 18 Month Jumbo (minimum $95,000) |
1.84 |
1.85 |
18 |
| 2 Year Jumbo (minimum $95,000) |
2.13 |
2.15 |
24 |
| IRA - 1 Year (minimum $50) |
1.59
|
1.60 |
12 |
*APY = Annual Percentage Yield. All early withdrawals may result in up to a 90 days loss of dividends. Rates subject to change weekly.
Contact a member service rep for more info on rates & terms.
Back to Top
|
|
