Auto Loans
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New Vehicles
Have you always wanted to own a new car?  Western Sun will loan you up to 100% of the invoice price plus tag and license if you are approved.  Interest is calculated daily on your unpaid balance. 
 

With Western Sun, you can have same day approval.  Get pre-approval before you to go shopping to avoid dealing with financing at the dealer.  

We want to make things as easy for you as we can.  You can apply for a loan by phone, fax, on-line or in person.  Click here to apply for a loan now .  Once approved, you can make your payment via PASS, automatic transfer, in person or by mail.

 
As with all loans, you must fill out a loan application and be approved based on your past credit history, debt ratio and income.  Full coverage insurance on a new vehicle is required with a minimum deductible of $500.
 
 
Pre-owned Vehicles
Western Sun understands that a new car is not always in a member's budget.  That is why we provide low interest loans for pre-owned vehicles as well.  Western Sun will loan up to NADA retail value of the vehicle plus tag and taxes with approved credit.
 
Loan applications may be completed by phone, fax, on-line or in person.  Click here to apply now .  Member must meet policy guidelines regarding consumer debt ratio, credit history and income to be approved.
 
Repayment schedule is based on the age of the vehicle.  Simple interest in calculated daily on unpaid balance.  This means that if you pay your car off early, you will only pay interest on the actual balance.  You can make payments by PASS, Online Banking (transfer), by mail or in person. 
 
See rates & get more info
 

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